Car and asset finance that fits your cash flow.

What we finance

We arrange finance for new and used assets, for personal and business use:

• Cars, utes, vans and light commercial vehicles
• Trucks, trailers and heavy vehicles
• Business equipment, tools and machinery
• Fit-outs and specialist equipment for growing businesses

Finance structures explained

The main options are a chattel mortgage — you own the asset from day one and the lender holds security over it; a finance lease — the lender owns the asset and you lease it with an option at the end; a hire purchase — ownership transfers after the final payment; and a novated lease — a salary-packaged arrangement through your employer for eligible employees. Each has different ownership, repayment and tax treatment, so the right choice depends on how the asset will be used and by whom.

Why not just take the dealer's finance?

Dealer finance is convenient, but convenience can carry a cost. Dealer-arranged offers typically come from a single provider, while we compare multiple lenders on rate, fees and flexibility — including balloon or residual options that shape your monthly repayment. A short comparison before you sign can make a meaningful difference over the life of the loan.

We also look at the details dealers rarely volunteer: early payout terms, fee structures, and what happens at the end of a balloon. You should know the whole cost of the finance, not just the weekly figure on the windscreen.

A straightforward process

Tell us what you are buying and how you will use it. We confirm your options and repayments across suitable lenders, then arrange approval so you can shop or order with confidence. Timeframes vary by lender and complexity, and we keep you updated at each step. For business assets we coordinate with your accountant on structure and tax treatment where needed.